Protection
Insurance Premium Calculator
Plan protection cover with indicative premiums. Adjust sum assured, rate, optional riders, and term to model annual payments.
- • Evaluate affordability before locking cover
- • Understand the impact of riders on annual payouts
- • Plan total premium outgo across the policy term
Annual premium
₹14,500
Base cover and rider charges combined
Total premium
₹2,90,000
20 years of coverage
Rider allocation
₹2,000
13.79% of annual premium
Cumulative premium (₹)
Cumulative premium commitment
Current calculation breakdown
- Sum assured
- ₹1,00,00,000
- Base rate
- 1.25 per ₹1,000
- Rider rate
- 0.2 per ₹1,000
- Policy term
- 20 years
- Base annual premium
- ₹12,500
- Rider annual premium
- ₹2,000